Your Journey to Financial Wellbeing

- The 4 Stages -

  • Stage 1 - Get Ready

    • Understand and adapt your financial mindset.

    • Analyse and monitor your income and expenses.

    • Establish your current status, your Net Worth or Wealth.

    • Define your long term “dreams” and aspirations and establishing your short, medium and long-term financial goals to enable you to achieve them.

  • Stage 2 - Get Healthy

    • Establish or a simple money management system.

    • Discuss and define any necessary life changes.

    • Identify and prevent any money leaks.

    • Ensure the implementation of an emergency fund.

    • Protect oneself and loved ones from uncertainty.

    • Address any debt concerns and ensure healthy debt only.

  • Stage 3 - Get Wealthy

    • Understand the different paths to establish or grow your wealth.

    • Review potential avenues to increasing your income and accelerate the growth of your wealth.

    • Ensure control over your costs of living and build your financial freedom fund.

    • Define and establish your personal financial strategy going forward.

  • Stage 4 - Financial Wellbeing

    • Understand the landscape or different asset classes, their potential risk and rewards.

    • Understand these asset classes in accordance with your personal financial strategy, time horizon and risk tolerance.

    • Discuss generational wealth and succession planning.

    • Envisage making an impact through Philanthropy

  • Website Disclaimer

    All information provided on this website is for general knowledge and educational purposes only, and does not constitute any form of financial advice.

    Service Offering Disclaimer

    “My ZEN Finances” offers no direct investment advice on any financial products, solicited or unsolicited.

    As your “financial coach” we help you acquire the knowledge and methodologies to facilitate your understanding of the different financial tools and mechanisms that are at your disposal.

    Should you specifically request it, we may introduce you to relevant specialists duly licensed to offer financial advice, insurance and related products & services, and provide our support in helping you objectively understand and study the different financial offers that you have been presented with by the relevant specialists.

    Please note that our remuneration is derived only from the coaching time, organisational resources and support we provide. We receive no form of incentive or compensation from any third parties.

    By registering and purchasing any coaching services from My ZEN Finances, you acknowledge that you understand and agree to the aforementioned disclaimers.